Smart cards have also been the targets of security attacks. Smart cards are now ubiquitous and are fast replacing magnetic stripe card technology, which only has a capacity of bytes of non-rewriteable memory and no processing capability. Besides covering typical medical expenses, the insurance also covers add on services such as income replacement during hospitalisation, funeral assistance, and dental coverage.
Multiple-use systems[ edit ] The Malaysian government promotes MyKad as a single system for all smart-card applications.
Smart cards can be physically disassembled by using acid, abrasives, solvents, or some other technique to obtain unrestricted access to the on-board microprocessor. Mbugua, who has run a small clinic called Uhuru Prestige in a low-income area of the capital Nairobi for the past seven years, says that most of his patients are uninsured.
Similar to their other services, customers save money via M-Pesa transfers. They can also be used for taxi and other concessionary transport. If you would like to comment on this article or anything else you have seen on Future, head over to our Facebook page or message us on Twitter.
A local city government in South Africa was faced with security and efficiency challenges around its public parking spaces. Before the introduction of these cards, says Oloo, many women had no way to securely save for maternity care.
The company has shown it can use novel technologies to help insure the poor, but to be truly successful, and profitable, it will have to find a way to reach hundreds of thousands, if not millions, of uninsured Kenyans. One way of solving this problem is to develop a so-called hybrid cards where a card may have both the embedded microprocessor chip and a magnetic stripe and bar coding.
A community health worker then visits to obtain a photo and take down other details such as a national ID number and family information.
Other general benefits of smart cards are: One of the reasons is their concern over security in having money stored on a card. Differential power analysis involves measuring the precise time and electric current required for certain encryption or decryption operations.
Portability Reliability that is virtually unaffected by electrical and magnetic fields. The card can be easily replaced if lost, and, the requirement for a PIN or other form of security provides additional security from unauthorised access to information by others. List of smart cards SmartRider smart card Transperth Smart cards, used as transit passesand integrated ticketing are used by many public transit operators.
There are various international standards and specifications that cover smart card technology, with some focused on industry-specific applications. Another problem is the lack of standards for functionality and security. Computer security[ edit ] Smart cards can be used as a security token.
The second main advantage is security. Compared to the conventional magnetic stripe cards, smart cards offer increase security, convenience, and economic advantages.Smart cards that top-up health Most of Kenya’s population can’t afford the crippling expenses if they fall seriously ill.
But help is at their fingertips via their mobile phones. the use of smart card technology is the Smart Card Alliance.
Members of this organization stay connected to industry leaders through educational programs, marketing research, and open. A smart card, also known as an automated chip card or integrated circuit card is a small piece of plastic polyvinyl chloride that contains embedded integrated circuits used to hold or store data about the card holder generally relating to monetary and financial dealings.
Smart card versus smart phone is a permanent discussion. Both devices have their advantages and disadvantages making them the preferred choice for different kinds of use cases. On the one hand, mobile ID is a major trend.
Smart Card Technology: Past, Present, and Future Smart cards help businesses evolve and expand their products and services in a changing global marketplace. A second card type is the contactless smart card, in which the card communicates with and is powered by the reader through RF induction technology (at data rates of – kbit/s).
These cards require only proximity to an antenna to communicate.Download